Emma Watson's $20 Million Dollar Birthday Present

Harry Potter starlet Emma Watson gained access to her enormous $20 million fortune for her 18th birthday on Monday.

Her money management skills are under intense scrutiny by a team of financial advisers, according to the Daily Mail.

In a deal with England's royal bank Coutts, the actress is required to make low risk, high interest investments and attend courses on how to be a responsible millionaire.

Emma, who is currently working on Harry Potter And The Half-Blood Prince, was paid $5 million for her role.